What’s the point of having health insurance if you can’t afford to use it, thanks to astronomical premiums?

According to FreeBeacon’s report on a poll conducted by HealthPocket, half of Americans surveyed said they could not afford monthly insurance premiums over $100. By comparison, the cheapest Obamacare plan for a 40-year-old non-smoker averages around $350. If you look at all responses below that threshold, the figure jumps to a staggering 78 percent who can not afford to maintain coverage under the deteriorating Obamacare system.

This is the third year that HealthPocket conducted this survey, and the $100 cap for half of the respondents has been relatively consistent throughout. Unfortunately, the premiums have been anything but consistent, with Forbes reporting an overwhelming 60-percent increase in premiums since Obamacare took effect. The same review of the years preceding Obamacare showed an increase of under 10 percent, with many age groups’ average premiums actually declining.

Chicago Tribune reported last month that 2017’s Healthcare.gov mid-tier premiums shot up 25 percent from 2016’s rates. The unsubsidized middle-class is absorbing these costs, of course, since liberal logic seems to say that those that work less deserve more subsidies, despite many people out there working multiple jobs and having nothing but increasing premiums and decreasing quality of care to show for it. A middle-class situation detailed in the report references a hairdresser who is already paying $740 a month, and is expecting $1,000 monthly premiums for 2018. Given that outside of major cities, rent across the country can often cost less than some of the expected Obamacare premiums in 2018, the “Affordable Care Act” misnomer is hard to ignore.

In June, the liberal advocacy organization Center for American Progress (CAP) took a stab at discrediting Trump’s American Health Care Act , citing “widespread premium hikes in 2018”, and, for some reason, something that might happen in 2026, aside from the colonization of Mars. The most damning statement that CAP could muster, however, was that “the AHCA would increase individual market premiums by 20 percent in 2018.”

It is unclear why CAP would endeavor to condemn the AHCA based on an estimated 20-percent increase in 2018, given that Obamacare resulted in a 25-percent increase this year alone, but at least it’s consistent with the rest of the political left’s penchant for self-contradiction.

Feature Image via Pixabay and Creative Commons License

  • Steve O

    If Republicans repeal Obamacare before it collapses from its own dead weight, they will be blamed for preventing health care utopia from healing the sick and wounded, and every death of every patient will be hung around their collective neck.

    Since we can’t repeal it anyway, let it take its course. After the upcoming debacle unfolds, we can say “we tried to head this off, but Democrats insisted it wouldn’t come to this.”

    • Kim

      I agree. Let it die it’s own painful death. It will also give Trump more time to come up with the best possible solution. It stinks to have to wait, but I believe it’s necessary.

    • Paul

      They’re already using its looming failure as a reason to go to single payer.

      • Steve O

        We’ll either go forward or we’ll go back.

        Democrats’ figured that they’d be in power and thus able to complete the transition upon the collapse of Obamacare, which was always a Trojan horse for Single Payer. However, since they are NOT in power…

    • GTKRWN

      I find it endlessly hilarious listening to libtards screech about how it’s Trump’s fault that Obamacare is “killing people” and how now it’s his fault for not repealing and replacing it like he said he was going to.

      It’s not really 4D Chess; he’s only playing Chinese Checkers. It’s just that his opponents are back-of-the-short-bus retards who can’t stop shitting themselves in class and giggling when others notice the smell.

    • ranterator

      Let ACA die so that the communists that say they can make communism, via healthcare ,work are proven to be very wrong.

  • True.Epic.Crusader

    It shouldn’t even be whether they can or can’t afford it, but rather about whether they want it or not, and the freedom to act on this.

  • MissKittysoftpaws

    Funny how these swamp dwellers in Government can act so quickly when it comes to giveing the illegals everything they want, but when it benefits American taxpayers like repealng Obamacare, they have had eight years and still can’t get it done. Reason is, keeping illegals here benfits THEM and that’s who they care about. They line their pockets with rich donors money and cheap labor for them and the rich CEO’s of companies who’s products that we buy and support. Pretty sick when you think about how badly we get screwed.

    • ranterator

      Yep, it is a lobbyist form of government with direct foreign collusions…
      We The People be damned.

  • GTKRWN

    Having healthcare tied to employment hurts. Most people have no idea the massive employer contribution towards their health care costs. (Though libtards especially, since a libtard thinks that business owners have no expenses at all, employees are just slaves that deserve $15/hr, and that the 1-cent-an-hour share of the profits that the CEO is collecting per employee is “greedy”. That money that needs to be taxed at 90%!)

    It becomes a huge shock to them when they’re let go from Starcucks for using the wrong pronoun and they suddenly have to pay the last 50-95% themselves. Insurance is just damn, damn expensive when your employer isn’t paying for most of it.

    • PaulMurrayCbr

      Tying healthcare to employment was Nixon’s idea, AFAIK. It turns working americans into a peon class who do not dare do anything that might threaten their jobs, especially unionizing.

    • ranterator

      In the 1970s early eighties my families business paid for healthcare for the employee and his or her whole family…. What happened?
      Also, how many of these insurance companies are foreign owned? Forget kneeling ball players, these companies and their CEOs couldn’t give a rats ass about our health or how much money they want to sqeeze out of our bankbooks.

      • GTKRWN

        An insurance company is a for-profit business that makes their money by providing as little service as possible. If any non-jew went to apply for a business loan and their business plan explained exactly what an insurance company is, and how they operated, they’d be laughed at.

        “I’m going to collect a lot of money from everyone in the city promising to give that money back to them when they need it. Then I’m going to tell as many of them as possible that I’m not going to pay using every excuse imaginable and just keep that money. I can’t lose!”

        They’d kick you out of the loan office. Not because the same jews that own the banks don’t think it’s a great idea, but because they’re not going to let a goy steal any of their easy money.

        Insurance as a concept needs to die a brutal death. Possibly using a masturbating robot or a giant room full of spinning knives with a drop-out floor connected to an underground roller coaster.

  • lurker

    i just check : a cheapest “bronze plan” for me costs ~$744/month premium with $7k+ deductible. that means one spends $16k before seeing a one penny of coverage. that’s just NUT.